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UPI Lite: Filling the Gaps in UPI (#61)
UPI's attempt to fight transaction failures, user experience gaps in low value transfers
Prince Jain
Mar 19
5
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UPI Lite: Filling the Gaps in UPI (#61)
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Brilliance of UPI & its Next Chapter (#60)
UPI's evolution to dominate retail volumes, and its big steps towards international, credit cards, and offline transactions
Prince Jain
Feb 12
3
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Brilliance of UPI & its Next Chapter (#60)
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The Aftermath of Credit-on-Prepaid Chaos (#59)
Prepaid card and wallet issuers move towards co-brand credit cards, early salary products, and struggle underneath RBI regulations
Prince Jain
Jan 8
3
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The Aftermath of Credit-on-Prepaid Chaos (#59)
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RBI's Digital Rupee Moves Closer to Reality (#58)
Reserve bank begins CBDC pilots, and debates Digital Rupee's (e₹) design and use cases
Prince Jain
Nov 27, 2022
3
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RBI's Digital Rupee Moves Closer to Reality (#58)
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RBI releases the Tokenisation hounds (#57)
Merchants and PA/PGs face multiple new challenges with the card data storage restrictions going live
Prince Jain
Oct 2, 2022
4
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RBI releases the Tokenisation hounds (#57)
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Talking Points on Charges in Indian Payments (#56)
RBI questions the existing payment charges, and seeks feedback on what and how it should regulate
Prince Jain
Sep 11, 2022
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Talking Points on Charges in Indian Payments (#56)
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Digital Lending: Less Grey, More Work (#55)
RBI's digital lending rules focus on transparency to borrowers and on limiting non-RE involvement
Prince Jain
Aug 14, 2022
3
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Digital Lending: Less Grey, More Work (#55)
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Credit Cards: The Calm Before the Storm? (#54)
Credit cards market stays bullish on issuance and spends, while regulatory clouds hover above
Prince Jain
Jul 24, 2022
1
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Credit Cards: The Calm Before the Storm? (#54)
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Unit Economics
Analysing payments industry trends
By Prince Jain
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