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Corporate Cards: The Opportunity Illusion (#70)
Complex underwriting, low margins, and limited infrastructure underline Indian corporate cards
Feb 25
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Prince Jain
5
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Corporate Cards: The Opportunity Illusion (#70)
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December 2023
Regulations, UPI, Credit Cards and reflections from 2023 (#69)
Regulator-led innovation, new UPI launches, credit card economics, and other large themes from the year
Dec 30, 2023
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Prince Jain
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Regulations, UPI, Credit Cards and reflections from 2023 (#69)
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Credit Line on UPI: Banks Hold all the Aces (#68)
Onus on banks to lay the roadmap to take Credit Lines to hundreds of millions on UPI
Dec 3, 2023
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Prince Jain
5
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Credit Line on UPI: Banks Hold all the Aces (#68)
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October 2023
A Future with Credit for Everyone (#67)
Bridging the private credit gap in India and exploring pathways to take credit to everyone
Oct 9, 2023
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Prince Jain
3
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A Future with Credit for Everyone (#67)
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September 2023
All roads lead to Credit (#66)
Fintech industry's gold rush towards credit and how it may change the landscape
Sep 3, 2023
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Prince Jain
13
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All roads lead to Credit (#66)
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July 2023
The Long Road Ahead for OCEN (#65)
While OCEN protocol is a step in the right direction, it may struggle to fulfil its vision for financial inclusion
Jul 2, 2023
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Prince Jain
4
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The Long Road Ahead for OCEN (#65)
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May 2023
Tipping Point for Credit (#64)
Credit cards on UPI silently prepare to deliver a large shift in credit
May 28, 2023
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Prince Jain
11
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Tipping Point for Credit (#64)
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Monetisation in Consumer Payments (#63)
Understanding the need for monetisation in the present climate, and the ways to approach the strategy
May 1, 2023
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Prince Jain
9
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Monetisation in Consumer Payments (#63)
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April 2023
Enabling Credit Lines and Interchange on UPI (#62)
Analysing the market opportunities for UPI with the guidelines on digital credit lines and interchange charges
Apr 9, 2023
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Prince Jain
8
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Enabling Credit Lines and Interchange on UPI (#62)
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March 2023
UPI Lite: Filling the Gaps in UPI (#61)
UPI's attempt to fight transaction failures, user experience gaps in low value transfers
Mar 19, 2023
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Prince Jain
6
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UPI Lite: Filling the Gaps in UPI (#61)
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February 2023
Brilliance of UPI & its Next Chapter (#60)
UPI's evolution to dominate retail volumes, and its big steps towards international, credit cards, and offline transactions
Feb 12, 2023
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Prince Jain
6
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Brilliance of UPI & its Next Chapter (#60)
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January 2023
The Aftermath of Credit-on-Prepaid Chaos (#59)
Prepaid card and wallet issuers move towards co-brand credit cards, early salary products, and struggle underneath RBI regulations
Jan 8, 2023
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Prince Jain
5
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The Aftermath of Credit-on-Prepaid Chaos (#59)
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